Meri Policy Mere Hath

Meri Policy Mere Hath: Protecting Small Farmers

Politics Sarkari Yojana

Meri Policy Mere Hath

The Meri Policy Mere Hath Scheme of the Ministry of Agriculture and Farmers Welfare is aimed at providing financial assistance to small and marginal farmers in India. The scheme will give eligible farmers a Pradhan Mantri Fasal Bima Yojana (PMFBY) insurance policy with a sum insured of Rs. 2 lahks at a premium of only Re. 1 per month. This is a great opportunity for small farmers to protect themselves against crop losses due to natural disasters or other unforeseen events. Read on to learn more about the scheme and how to apply for it. From Meri Policy Mere Hath meaning in English to eligibility, we have got it covered.

All About Meri Policy Mere Hath 

The Meri Policy Mere Hath Scheme is a new initiative by the Ministry of Agriculture to connect farmers directly with insurance companies. Under the scheme, farmers will be able to choose an insurance policy that suits their needs, and they will also be able to receive assistance from the government in case of any natural calamities. The Ministry of Agriculture is currently piloting the scheme in 10 states, and they expect to roll it out nationwide by the end of the year. The government aims to double the incomes of farmers by 2022, and the scheme is a part of this larger goal. But Meri policy Mere haath under which ministry? It is a scheme under the Ministry of Agriculture & Farmers Welfare.


In addition to the Meri Policy Mere Hath 2022 Scheme, the government has also launched several other initiatives to support farmers, such as the Pradhan Mantri Fasal Bima Yojana and Pradhan Mantri Krishi Sinchai Yojana. Together, these schemes are expected to make a positive impact on the lives of farmers across India.

What are the objectives of the scheme?

The government introduced the scheme with the aim of creating employment and doubling the income of farmers by the year 2022. The scheme will do so by providing financial assistance to farmers for various activities such as making traditional knowledge products, starting new agri-business ventures, processing and value addition of agricultural produce, etc. The scheme will also provide support for the marketing of agricultural products. In addition, the scheme will create an enabling environment for farmer-producer organizations (FPOs) and private entrepreneurship in agriculture. 


The scheme is expected to benefit around 2 lakh farmers in its first year of implementation. Moreover, it is estimated that the scheme will create around 9 lakh jobs in the next five years. The scheme is thus a welcome step towards ensuring the prosperity of farmers and revitalizing the agricultural sector in India.

How does it work?

The scheme works by providing farmers with a policy that covers their crops in the event of a natural disaster. The policy financially assists farmers who suffer crop loss due to floods, droughts, or other natural disasters. The policy is valid for a period of five years, and farmers can submit claims for up to three years after the disaster occurs. 


In order to be eligible for the policy, farmers must have an agricultural income of less than Rs 1 lakh per year. Farmers can access the policy through the Ministry of Agriculture’s website and apply for it online or offline. Moreover, the Government is also looking for a Meri Policy Mere Hath door-step campaign.


Who is eligible for benefits under the Meri policy Mere Hath 2022?

All farmers who own cultivable land up to 2 hectares are eligible for the scheme. Under the scheme, farmers will be provided with a subsidy of 50% on the premium for crop insurance policies, subject to a maximum of Rs. 2000 per hectare. The Ministry of Agriculture and the Agricultural Insurance Corporation of India (AIC) will implement the scheme through a partnership.. Farmers can avail of the subsidy by purchasing crop insurance policies from any insurer authorized by the AIC. The scheme is expected to provide insurance coverage to around 3 crore farmers across the country.

What are the benefits available under the Meri policy Mere Hath 2022?

The ‘Meri Policy Mere Hath’ scheme of the Ministry of Agriculture provides a range of benefits to policyholders. These include covers for crop loss due to natural calamities, financial assistance for replanting and replantation of damaged crops, and compensation for livestock loss. The scheme also provides for insurance cover for agricultural produce in transit. 


In addition, the scheme offers a range of other benefits such as disaster relief, interest-free loans, and training and extension services. As a result, the scheme is an important safety net for farmers and helps to protect their livelihoods.


The Meri Policy Mere Hath Scheme of the Ministry of Agriculture & Farmers Welfare is a great way to help farmers in India. The program provides subsidies for agricultural equipment and tools, which will help improve production and incomes for farmers. This is a great step forward in improving the lives of Indian farmers.

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